It turned out that even though our ANSA medical insurance provides us with worldwide unlimited coverage, the private medical service assisting the race with ambulances has it´s own special insurance. So we were left with a choice: 

a) cough up the additional 102€. b) wait for local assistance indefinately in case of emergency 

We asked wether they have actual doctors in the ambulances sworn to the hippocratic oath or just plain hypocrites? Sadly, it all comes down to cash. Money talks, and we were told the ambulances wont help us if the car flips over and multiple profuse arterial bleedings occur. What´s even funnier is that "it isn´t mandatory". "It´s only mandatory from the 16th of January to 2nd of February". (Those are the start and end dates of the race). Turns out the lady was one tough cookie. Sebastian eagerly quoted Leonardo DiCaprio: -"I like to get kissed before I get f*cked", and tomorrow we´ll make the decision.